Dear Friend:

I know what you’re thinking right now… “Credit repair doesn’t work!” or “Credit repair is illegal”.

Well, I felt the same EXACT way about credit repair, but fortunately for you, I found the fastest most reliable way possible to repair your credit reports.

Did you know that credit repair is your right under the Federal Trade Commission’s “Fair Credit Reporting Act”.

This was put into place to protect you against the credit reporting agencies, nearly 38 years ago! You can see what the Federal Trade Commission has to say about credit repair by clicking here.

Most likely I’ve already lived through what you might be experiencing right now, only my situation was worse, much worse…

… I had a foreclosure, bankruptcy, collections, liens, judgments, you name it, and I had it on my credit report.

I have personally experienced living with an awful and embarrassing credit report! Until I found out about my credit repair rights as a consumer under Federal Law.

So, no matter what condition your credit report is in… Good or bad, this credit repair information applies to you and in some cases it’s downright shocking!

If you want to avoid wasting time online searching, trying to find a legitimate credit repair source… Look no further; this might be the most important website you’ll ever read!

Here’s why:

If you’re like the other 70 million Americans, you’re struggling with bad credit… and you’ve been denied credit — or — You’re probably a victim to interest overcharges without even knowing it!

With our tested and proven credit repair information:

If you’re like most consumers, you’ve purchased advice from self proclaimed “credit repair experts” and you’ve been disappointed, only to find out that many months later you still had bad credit…

… Even worse, with so much “how to” information on the market, you can become paralyzed, and extremely frustrated.

I know you’re probably skeptical… With
credit repair, that’s normal and healthy. Here’s a very good reasons why I can back up my claims.

I’ve been where you are, so I feel your pain.

Several years ago, I had made some bad real estate business decisions, which left me with bad credit! The only thing that I knew about was to immediately run out and file a Chapter 13 bankruptcy.

Well… after I was unable to make my Chapter 13 trustee payments because I didn’t have the money, they dismissed my bankruptcy.

So I filed another Chapter 13, and I found myself in the same situation again.

Meanwhile, two Chapter 13 Bankruptcies, one Chapter 7 bankruptcy, 5 Civil Judgments (two of the judgment was a combined $183,843 from the foreclosure of my prior home and investment property), and 36 collections later…

I found myself with bad credit, renting a small home and unable to get approved for anything, except a pre-paid cellular phone.

Unfortunately, once you have less than perfect credit, it is very difficult (close to impossible) to get new credit so that you can combat and overcome your bad credit with good credit. Until now…

After my personal tragedy I turned to telephone pole signs, classified ads, and the internet looking for a solid credit repair company for answers…

…Well, I think you all know the end of this story.

I spent a total of $6,729.00, over a four year period, in credit repair tactics, tips and tricks… credit repair doctors and clinics.

I’ve tried them all! Needless to say none of them worked. Throughout my long journey I learned a LOT! So I began helping others help themselves.

Please don’t believe the wild credit repair claims:
“How to get a perfect credit score, guaranteed!”

I have a 16 year history dealing with credit reports and the credit bureaus.

850 points is considered to be a perfect credit score by Fair Isaac and Company (FICO), and in my sixteen years in this industry I’ve never, ever seen a PERFECT credit score.

I’ve seen a really, really great credit report, without any derogatory or late accounts. But, never a PERFECT credit score.

It just doesn’t work that way.

You don’t fully know me yet, I realize that, but I honestly hate to think of you wasting years of your life and thousands of dollars,experimenting with different credit repair companies…

Trying to rebuild your credit reports, only to find that your plan was flawed from the beginning.

If you have over $6,700 and four plus years to waste with ineffective credit repair methods then I suggest that you turn to classified ads and telephone pole signs and stop reading now… this information isn’t for you.

But, if you’d ratherskip the learning curve and save your time and money, keep your eyes glued to this page.

I’ve already spent the time and the money for you. Now I’ll show you exactly how to duplicate my credit repair success, and improve your credit reports in the fastest way possible…

…without guesswork, risk, extra costs, and frustration trying to “go at it alone.”

Credit report scores are commonly known as FICO scores. Most credit report scores used in the US and Canada are produced from software developed by Fair, Isaac and Company (FICO). Credit scores are intended to be a “snap-shot” of your credit history.

Frankly, I’m giving you an Un-Fair Isaac and Company advantage, because I’ve already trudged through the trial and error for you.

You’re probably wondering how and why I can make these claims… Let me explain.

I’m Separating the Credit Repair Hype & Outright ‘BS’ with Proven Strategies and Tested Research

First, let me dispel the myths and rumors about credit repair, the credit bureaus, and your credit reports.

And also let me start by saying it is CRITICAL that you understand that the Fair Credit Reporting Act was established to protect YOU from the abuses which are natural in the credit rating BUSINESS…

And, that is exactly what it is, a “for-profit” billion dollar business.

The credit bureaus are notgovernment agencies, despite the fact that they call themselves credit bureaus… And, they are governed by the Federal Trade Commission.

I’m not sure if you knew this or not, but the Fair Credit Reporting Act Section 609(c)(1)(B) protects you from, how long the credit reporting agency can keep you on hold on the telephone, when you call to inquire about YOUR credit report.

Did you know that one or two “slow pay” entries on your credit report could cost you thousands of dollars – even if they are inaccurate and shouldn’t be on your report?

Most likely you’re being ripped off right now, paying higher interest rates at your bank, finance company, or credit card company as a result of inaccurate information on your credit report!

You may be losing thousands of dollars…

Money that you could be putting to good use rather than enriching some mortgage company, bank, or mega-billion-dollar credit card company.

Unfortunately, money is not the only thing bad credit could cost you. If you have just one or two negative references on your credit report it could jeopardize financing your: